Returns
The investment that pays itself back, then pays for you
An installation is on the order of 80 000 MAD for a villa — a real investment, not a gadget. Well sized, it pays itself back in roughly 3 to 7 yearsthanks to the electricity you stop buying from the grid, valued at the ONEE utility tariff. Beyond that point, over twenty years remain of the 30 guaranteed where your power isnearly free.
The investment in figures
Orders of magnitude — never a quote
The ranges below are the same as on our Residential and Business pages — none is inflated for this page. The exact figure of your return is computed on your real bill; and if solar is not the right investment for your profile, we will tell you plainly.
- 3–7 years
- Typical return on investment
- 30 years
- Panel performance warranty
- 50–100 %
- Of the bill covered — depending on batteries and day/night usage
- 0 MAD
- The study and the assessment
The heavier the bill, the faster the return. For a typical villa, count on the order of4 to 6 years in residential; on a warehouse, the scale effect tightens the return to3 to 5 years for a business site. Below 1 000 MAD of monthly bill, however, the return most often goes beyond 7 years — and we will tell you frankly rather than sell you the useless.
One calculation, start to finish
A 2 000 MAD villa bill, walked through step by step
The same example as on our Residential page — not one figure more, just each step of the calculation made visible.
- 1 · Bill
Your monthly ONEE utility reading2 000 MAD - 2 · Power
The size that bill calls for6 kWc - 3 · Investment
Order of magnitude, never a quote60 000 – 75 000 MAD - 4 · Saving
Erased every year at the ONEE utility tariff12 000 – 16 000 MAD/year - 5 · Payback
Then 19 to 21 years of near-free power4 to 6 years
Yours will start from your own bill, not this one — start your free assessment.
No detours
How to finance — in full transparency
Let's be clear from the start: we install and warrant solar, we sell no financial product. Here, without dressing up, are the three ways our clients actually pay for their installation.
01
Cash
The installation is paid for in one go. From commissioning, it pays for itself: every kWh produced is a kWh you no longer buy from the grid, valued at the ONEE utility tariff.
02
Classic bank consumer loan
Others go through a classic consumer loan, taken out directly with their bank. The arrangement is between you and your institution — we don't intervene and take no commission on it.
03
Green financing (businesses)
For businesses, green financing lines for renewable energy exist in Morocco. The agreement and the terms are up to your bank and your file; we sell no loan or banking product, and guarantee none.
What you should know, in black and white
- Taqinor is not a credit body or a lender: we grant no financing and take no banking commission.
- No special residential subsidy exists for a private solar installation in Morocco — beware of any such promise.
- No residential VAT exemption: VAT applies to a complete turnkey installation. We won't promise you otherwise.
- For businesses, green financing lines for renewable energy projects exist in Morocco, but it is your bank that decides — we name no institution and guarantee no terms.
What really exists, named
Verified Moroccan mechanisms, by profile
Every name cited below was verified against a primary source at the time this page was published — never a partnership we don't actually have. What we couldn't verify does not appear here.
Agriculture
CAM "Saquii Solaire"
A named offer from Crédit Agricole du Maroc dedicated to financing agricultural solar pumping. The exact rate and terms depend on your file — ask directly at your CAM branch.
Source: creditagricole.ma
FDA — the rule of the solar pumping aid
State aid (Agricultural Development Fund) for solar pumping: 30% of the investment, capped at 3,000 MAD per hectare, 3,000 MAD per kWp and 30,000 MAD per project. Conditions: replacement of a butane pump, localised irrigation, water meter. Prior approval must be obtained before the works; the aid is not deducted from the price and is paid after completion; one project per farm. Decision of the DPA/ORMVA, not guaranteed; Taqinor is not a subsidising body.
Source: Guide FDA 2024, pp. 20-23 — read on 2 October 2026
Businesses
Financing offer
Built on a lender’s written offer, attached to your quote.
Source: the lender’s written offer, attached to the quote
Residential
Green bank loans
Some Moroccan banks offer, case by case, so-called "green" credit lines that can cover a residential solar project. We have not been able to verify, as of today, that any named institution packages a dedicated residential-solar offer — so we name no bank here: ask your own bank directly.
Source: not verified — no bank named until confirmed
Your return, not an average
The study computes the return on your bill
Everything above stays an order of magnitude. Your figure — what you save each month, the year the installation paid itself back — comes from three data points that belong only to you: your bill, your consumption profile, your roof. We run them through the calculation, and the result is yours, not a brochure average.
Compute my return — study at 0 MAD- 0 MAD
- The study and the assessment
- 30 years
- Guaranteed performance (≥ 87.4 %)
- 3–7 years
- Typical return on investment
- ONEE tariff
- Basis for the avoided-electricity calculation
Free study
How much does your roof earn you? The free assessment figures it out.
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